First Time Buyer's

Want to stop renting, buy and build equity? You've come to the right site and the right person. I've dealt with a number of first time buyers, and fully realize that you have unique needs. You might not have as established credit, lack downpayment, need innovative financing alternative, longer amortizations (more affordable payments), and more general advice.

Early in my career I established myself Matthew Dekort as the Young People's Realtor. I was on a listing presentation 10 years ago, and the comment made by the seller who was questioning my age/experience was "I got shoes older than you, how can I trust you to sell my home?" While funny, it highlighted that most realtors are older and no longer understand what our economic necessities, economic realities, and what is important in our homes. Younger clients (and first time buyers) aren't well served by the real estate industry, and needed help I could provide.

I've worked deligently to find the best mortgage brokers, unearthed unconventional financing alternatives, and will be there during the entire process.

Home ownership is financially rewarding. Home prices in Calgary have continually risen (2006 was exceptional, but the long term growth is historically 5-7%). Combined with the pay down of the debt (often 3-5% annually), and it's easy to see how you can quickly build equity. You can't afford to not buy. With interest rates at or near historic lows, several financing option, upside potential, and debt repayment, why rent? If you wait, you may be left behind by the market and not be able to afford the home you want.

I created youngpeoplesrealty.com to help, providing extra information to ease your concerns about buying and begin to answer your questions. For detailed answers about your particular case, please contact me.

Matthew Dekort is a member of Maxwell Southstar Realty